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How much tax is charged?
According to Law (UU) of the Minister of Finance of the Republic of Indonesia Number 112 / PMK.03...
Tax Reporting Mechanism
In general, taxes from transactions in ALAMI are included in the Funder\'s responsibility to report and pay them....
How to Download Tax Withholding Proof
To be able to download proof of tax deduction in the ALAMI application, please follow the steps as...
What is Service Fee?
Service Fees are fees charged to Funders for services using the ALAMI platform to obtain returns when the...
Why is there Service Fee at ALAMI?
Service Fees are applied as an effort to improve the quality of ALAMI\'s performance and services.
Since when do Service Fees apply at ALAMI?
Service Fee is applied since a Funder\'s funding of the project starting on 25 March 2024.
What is the calculation scheme for this Service Fee?
The Service Fee charged to Funders (individuals, not institutions) is 1% p.a. from the nominal funding for each...
At what stage is the Service Fee charged?
The Service Fee will be charged when the Fund Recipient has returned the funds, with a direct deduction...
What if there is a case of default on a project funded by the Funder? Are Funders still subject to Service Fees and VAT?
In the event of default, the Funder will not be charged the Service Fee and VAT.
What is the basis for charging Service Fees for Funders in ALAMI?
It has been stated in the Agreement on Granting of Power of Attorney in the section of Special...
Is the application of Service Fees sharia-compliant?
In sharia, the imposition of administrative fees for services (or for use of the platform) is permitted and...
How can I close ALAMI’s account if I pass away one day?
If the Funder pass away, then the account closure must be requested by the family (heirs), proven by...
Is there a feature to fill in heir data?
Sorry, currently this data entry feature is not available, however, if a Lender dies, ALAMI will contact the...
How can I (or my heirs) withdraw my RDF balance if I pass away?
If a Funder has an RDF balance, but does not have outstanding funding, then disbursing RDF funds in...
What is the mechanism for reporting taxes on my account for the Return (Ujrah) I receive?
Funder report their tax personally by following PPh 23 with a flat 15% rate for all Funders. If...
Where can I see my funding portfolio?
Funders can view their funding portfolio by logging into their account, then going to the Portfolio menu. In...
I’ve funded before, but why am I being asked to verify my data again?
This happens because there is a development in the ALAMI\'s system. Hence, Funder\'s data needs to be re-verified.
Why is my account not getting notification regarding the funding?
Funding notifications are sent via push notifications from the ALAMI app. Make sure to give permission in the...
What if I want to change my profile data?
Funders can change their profile by logging into the Funder\'s account and going to the Edit Profile menu.Currently,...
Will I have a special account created to fund it?
ALAMI will create a Funder Fund Account (RDF) account for Funders to make transactions at ALAMI. The RDF...